How would you like to be in command of your finances—never be in debt again, live free of financial pressure, and retire comfortably when that day arrives? This is possible for each of you, but it will require intentional effort.

If you sincerely want to be Captain of your Financial Ship, today’s lesson will emphasize three crucial things you must do: put together a budget, track your expenses, and commit to spending less than you earn.

When we do not track our expenses, we actually forfeit control of our Financial Ship. The reason is simple: when we don’t have a clear picture of where our money is going, it’s like being on a ship with a leak that prevents us from navigating toward our financial goals. Benjamin Franklin said it better…read more

What are some of the things you enjoy most in life? What do you value most? What kinds of activities are on your list of the most favorite things to do?

I’m guessing that making repairs, paying bills, managing investments, shopping for insurance, filing paperwork, or dealing with problems aren’t anywhere near the top of your list. If you’re like me, they don’t even make the cut.

I like the simple things like spending time with my family and friends. Going for long walks on the beautiful beaches of the Gulf of Mexico. Relaxing in the majestic, serene Smoky Mountains where there’s no phone or Internet service…read more

Little Things Matter was created to teach you all “the little things” that I believe are necessary for achieving personal and professional success. One of the keys to enjoying personal success is to be smart with how you invest your money.

Over the last couple of years I have seen far too many people I know personally lose ALL of their money. In some cases, their net worth was in the millions and they lost everything- even their marriages.

One of the best ways to learn how to be successful is to observe the behavior of others. There is a lot to be gained by analyzing both their good and bad examples. When it comes to investments, I have learned a lot more by watching people make bad decisions than good decisions…read more

As the son of a clergyman, I am familiar with the Bible phrase, “The love of money is the root of all evil.” The phrase has been widely quoted by authors, speakers and religious leaders to warn us about what can happen when we place too much emphasis on money.

Yes, I believe the love of money can be the root to evil for some people, but let’s face it; there is a lot of evil that has nothing to do with money.

I certainly realize you can have all the money in the world and not be happy and I’m aware that success is not measured by money alone. But prosperity is an admirable goal. The real issues are people’s reasons for acquiring money and what they do with it, not whether having it is right or wrong…..read more

How would you like to fly first class anywhere in the world free of charge? Every time I fly Internationally, I fly first class in my own fully reclining seat-FOR FREE. In this lesson I will teach you the tricks of the trade- how you can accumulate frequent flyer miles without ever getting on an airplane so that when you actually take a trip, you can fly in luxury and land rested, ready to go.c

Did you know you could accumulate airline frequent flyer miles by selecting credit cards that give you one mile for every dollar you spend? Do you know the best way to use your miles to gain the greatest value?

Right now, I am getting ready for my trip to Thailand where I will be traveling for more than twenty seven hours including one sixteen hour flight… read more